Create A Note . . . & We'll Buy It!
If you have all the prospective buyers you want, congratulations! If not . . .
We can help you sell your property, at full price, in 2 - 3 weeks!
We have access to a wide variety of private and institutional investors, nationwide,
with unlimited funds! These investors aggressively purchase seller-financed
mortgage notes . . . right at the closing table! This is known throughout the real
estate industry as a Simultaneous Close.
With our knowledge, funding sources, and unique financing strategy . . . We can help
you find more prospective buyers . . . and can help you close on your property faster
than any traditional source.
What you don't know about . . .
Temporary Seller Financing
could be costing you time and lost opportunities!
It is a well known fact that owner financing sells properties fast . . . especially with
properties or prospective buyers that do not conform to traditional lending /
mortgage requirements . . . but until now the big problem with this approach has
been that the typical property seller does not want to collect monthly payments . . .
and needs / wants to cash out at closing . . . to pay off the existing mortgage, to
cover all closing costs, to purchase another property, or for any number of other
reasons. Sellers need cash!
We have eliminated that problem! You now have access to our unlimited funds and
can use our unique Temporary Seller Financing strategy to sell a property at top
price, and still generate cash at closing!
Basically, you (seller) set the sales price (should be the appraised value) . . . get a
down payment, and create a 1st Mortgage Note that my investors will purchase for
up to 85% - 95% of face value (depending on LTV, credit of buyer, and rate / term of
note), at, or right after, the closing! . . . and I will be happy to help you and your buyer
through the entire process.
It's really quite simple! Essentially, you . . .
(1) Advertise "Owner Will Finance . . . No Points! No Bank Qualifying!" (We can help
with the exact wording for your specific property!) This will attract many more
prospects than the traditional approach.
(2) Set the sale price equal to the appraised value (not a penny less! . . . even if this
is higher than what you now have it listed for). At this point, seller pre-determines,
based on their needs, the seller-financed deal that will be offered (i.e. Sales Price /
Down Payment / 1st Mortgage Note seller will create / Terms, etc.)
Example: Sales Price (appraised value) = $100,000. The deal that might be
offered: 10% down ($10,000) and a 90% First Mortgage Note ($90,000) @ 10%
interest for 360 months. Monthly payment would be $789.81 (P+I). Remember . . .
we are going to buy this note for approximately $82,500 . . . add the down payment
and seller gets a total $92,500 . . . less normal closing costs to cover appraisal and
title work.
From this point forward, there will be little or no negotiation with any prospective
buyer. You are offering the financing, which the buyer can not get elsewhere, so you
are in control. Remember, this may be the only way the buyer can purchase a home,
so they too appreciate this strategy and are eager to cooperate.
3.) Receive / screen calls from the Ad . . . show the property to three - four
prospective buyers . . . position the seller- financed deal that is being offered . . . get
the interested buyers to complete a 1003 Credit Application and an Authorization to
Release Credit Information (standard forms) . . . We'll help!
4.) FAX me the completed Credit Application(s) + an Authorization To Release
Credit . . . we will review buyer's credit information; get them pre-approved, and help
determine the best prospect to sell to. Our investors are much more lenient
regarding credit issues than traditional sources and with a 575+ FICO score we can
get most people approved immediatley.
At this point, based on the buyer's financial information and the structure and terms
of the note, we can determine the exact value of the note and make a firm purchase
offer.
5.) Seller and buyer sign a Real Estate Purchase Contract . . . everyone agrees on
the structure and terms of the note to be created . . . and I provide seller with a
contract to purchase that note at, or right after, closing. We use your choice of a
local title company, or closing agent, and they take over from there. We work with
them to create and collect all the required documents and set a closing date.
6.) At closing, seller creates and then simultaneously sells / assigns the mortgage
note to our investor. The buyer's down payment . . . plus the funds that will be wired .
. . are used to pay all closing costs. The seller collects the balance of the funds. The
buyer will then start making their payments directly to our investor. It's a done deal!
It is important to note that we are investors are do not originate loans. They only
purchase existing mortgage notes and that is why the seller will use Temporary
Seller Financing to first create the note and, in turn, sell that note to an investor.
Again, this is all done, simultaneously, at the closing table.
This approach offers many benefits to the Buyer & Seller!
The seller gets top price(appraised value) . . . the small discount on the note that is
sold is often much less than the "price reduction and other concessions" that sellers
often have to provide to buyers in order to get the deal done.
This is a very flexible approach! You can create and structure a note in a wide
variety of unique ways to meet varying buyer / seller needs. And while most sellers
will need / want to get all their cash out right away . . . we can also accommodate the
seller who just wants to get some cash now . . . and the rest at some point in the
future. This is called a partial purchase, and often provides the greatest overall
return to the seller.
There is less negotiating . . . less hassle . . . and we close much faster! Once the
buyer is under contract, and we have the required paper work . . . we can usually
close and fund in 14 working days, or less! Not 30-60-90 days!
Lower closing costs! . . . No junk fees! . . . No points! . . . No loan origination fees!
Other than the realtor commission . . . the primary closing costs are simply the
normal cost of an appraisal ($300 - $400) and title work (+/- $1000) + processing /
legal fee ($200 - $300) charged by title company to create the required paperwork.
And these fees can usually be split by the buyer and seller.
You get all the above . . . on a deal that would not have been do-able with traditional
financing. We can do these deals all day long, nationwide. Let us help you sell your
property fast with Temporary Seller Financing!
Residential . . . Commercial . . . Land
We can help you close them all! Lets talk today!
Temporary Seller Financing is a win-win strategy for quickly selling a property for
top dollar! If you want to discuss a specific property and how this strategy can help
you and your buyers . . . please let us know to explore our service and possible next
steps. We solve problems! We get deals done!
Thank you for your interest and consideration.
If you have all the prospective buyers you want, congratulations! If not . . .
We can help you sell your property, at full price, in 2 - 3 weeks!
We have access to a wide variety of private and institutional investors, nationwide,
with unlimited funds! These investors aggressively purchase seller-financed
mortgage notes . . . right at the closing table! This is known throughout the real
estate industry as a Simultaneous Close.
With our knowledge, funding sources, and unique financing strategy . . . We can help
you find more prospective buyers . . . and can help you close on your property faster
than any traditional source.
What you don't know about . . .
Temporary Seller Financing
could be costing you time and lost opportunities!
It is a well known fact that owner financing sells properties fast . . . especially with
properties or prospective buyers that do not conform to traditional lending /
mortgage requirements . . . but until now the big problem with this approach has
been that the typical property seller does not want to collect monthly payments . . .
and needs / wants to cash out at closing . . . to pay off the existing mortgage, to
cover all closing costs, to purchase another property, or for any number of other
reasons. Sellers need cash!
We have eliminated that problem! You now have access to our unlimited funds and
can use our unique Temporary Seller Financing strategy to sell a property at top
price, and still generate cash at closing!
Basically, you (seller) set the sales price (should be the appraised value) . . . get a
down payment, and create a 1st Mortgage Note that my investors will purchase for
up to 85% - 95% of face value (depending on LTV, credit of buyer, and rate / term of
note), at, or right after, the closing! . . . and I will be happy to help you and your buyer
through the entire process.
It's really quite simple! Essentially, you . . .
(1) Advertise "Owner Will Finance . . . No Points! No Bank Qualifying!" (We can help
with the exact wording for your specific property!) This will attract many more
prospects than the traditional approach.
(2) Set the sale price equal to the appraised value (not a penny less! . . . even if this
is higher than what you now have it listed for). At this point, seller pre-determines,
based on their needs, the seller-financed deal that will be offered (i.e. Sales Price /
Down Payment / 1st Mortgage Note seller will create / Terms, etc.)
Example: Sales Price (appraised value) = $100,000. The deal that might be
offered: 10% down ($10,000) and a 90% First Mortgage Note ($90,000) @ 10%
interest for 360 months. Monthly payment would be $789.81 (P+I). Remember . . .
we are going to buy this note for approximately $82,500 . . . add the down payment
and seller gets a total $92,500 . . . less normal closing costs to cover appraisal and
title work.
From this point forward, there will be little or no negotiation with any prospective
buyer. You are offering the financing, which the buyer can not get elsewhere, so you
are in control. Remember, this may be the only way the buyer can purchase a home,
so they too appreciate this strategy and are eager to cooperate.
3.) Receive / screen calls from the Ad . . . show the property to three - four
prospective buyers . . . position the seller- financed deal that is being offered . . . get
the interested buyers to complete a 1003 Credit Application and an Authorization to
Release Credit Information (standard forms) . . . We'll help!
4.) FAX me the completed Credit Application(s) + an Authorization To Release
Credit . . . we will review buyer's credit information; get them pre-approved, and help
determine the best prospect to sell to. Our investors are much more lenient
regarding credit issues than traditional sources and with a 575+ FICO score we can
get most people approved immediatley.
At this point, based on the buyer's financial information and the structure and terms
of the note, we can determine the exact value of the note and make a firm purchase
offer.
5.) Seller and buyer sign a Real Estate Purchase Contract . . . everyone agrees on
the structure and terms of the note to be created . . . and I provide seller with a
contract to purchase that note at, or right after, closing. We use your choice of a
local title company, or closing agent, and they take over from there. We work with
them to create and collect all the required documents and set a closing date.
6.) At closing, seller creates and then simultaneously sells / assigns the mortgage
note to our investor. The buyer's down payment . . . plus the funds that will be wired .
. . are used to pay all closing costs. The seller collects the balance of the funds. The
buyer will then start making their payments directly to our investor. It's a done deal!
It is important to note that we are investors are do not originate loans. They only
purchase existing mortgage notes and that is why the seller will use Temporary
Seller Financing to first create the note and, in turn, sell that note to an investor.
Again, this is all done, simultaneously, at the closing table.
This approach offers many benefits to the Buyer & Seller!
The seller gets top price(appraised value) . . . the small discount on the note that is
sold is often much less than the "price reduction and other concessions" that sellers
often have to provide to buyers in order to get the deal done.
This is a very flexible approach! You can create and structure a note in a wide
variety of unique ways to meet varying buyer / seller needs. And while most sellers
will need / want to get all their cash out right away . . . we can also accommodate the
seller who just wants to get some cash now . . . and the rest at some point in the
future. This is called a partial purchase, and often provides the greatest overall
return to the seller.
There is less negotiating . . . less hassle . . . and we close much faster! Once the
buyer is under contract, and we have the required paper work . . . we can usually
close and fund in 14 working days, or less! Not 30-60-90 days!
Lower closing costs! . . . No junk fees! . . . No points! . . . No loan origination fees!
Other than the realtor commission . . . the primary closing costs are simply the
normal cost of an appraisal ($300 - $400) and title work (+/- $1000) + processing /
legal fee ($200 - $300) charged by title company to create the required paperwork.
And these fees can usually be split by the buyer and seller.
You get all the above . . . on a deal that would not have been do-able with traditional
financing. We can do these deals all day long, nationwide. Let us help you sell your
property fast with Temporary Seller Financing!
Residential . . . Commercial . . . Land
We can help you close them all! Lets talk today!
Temporary Seller Financing is a win-win strategy for quickly selling a property for
top dollar! If you want to discuss a specific property and how this strategy can help
you and your buyers . . . please let us know to explore our service and possible next
steps. We solve problems! We get deals done!
Thank you for your interest and consideration.
Real Estate Agents and Brokers
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